The paper should explore the educational situation for Hispanics in the US, specifically in higher education. It must include: statistics, a discussion of the opportunity costs and actual costs of achieving a higher education, the kind of access Hispanics have to loans and grants, the barriers to educational opportunities they face, key reasons behind a Hispanic student’s decision against furthering their human capital, a few recommendations on how to improve the situation, and the effects the improvement will have on the labor market and economy.